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Monthly Investments
How do monthly investments and repayment handling work?
How do monthly investments and repayment handling work?

Things you should know about monthly investments and repayment handling

Liz Mwangi avatar
Written by Liz Mwangi
Updated over a week ago

You asked, and we've delivered! We're thrilled to announce the return of monthly investments and the introduction of our brand-new feature for handling repayments!

Monthly investments are your pathway to making sustainable investments effortlessly every month. Additionally, our new repayment handling feature, which includes automatic reinvestments and withdrawals, lets you manage your repayments smoothly. Simply set up your investment criteria once in the portfolio settings, and we will take care of the rest, automatically investing in loans that match your criteria.


Here’s what you need to know!

Monthly Investments in Detail:

  • Automatic and Effortless: Just set your investment criteria once, and we'll handle the monthly investments automatically, aligning with your chosen loans.

  • Euro Exclusive: Currently, monthly investments are only possible in EUR.

  • One-Time Investment per Loan: Each matching loan receives a single investment through this feature, though you can opt to invest manually more than once.

  • Even Distribution: Your investments are split evenly among all matching loans.

  • Adaptive Investment Strategy: If no current loans match your investment criteria, we will not make an investment or withdraw money from your card that month.

  • Investor Priority: In competitive funding situations, those who signed up first get priority for monthly investments and automatic reinvestments.

Repayment Handling Unpacked:

  • Total Control: Choose either to reinvest your repayments or to have them sent directly to your bank account. Please note that reinvestment occurs either on the same day as the monthly investment or on the first day of each month if the monthly investment feature has not been activated.

  • Supports Both Currencies: Handles automatic reinvestments in both EUR and USD and reinvestments will only occur on loans that match the currency of your repayments. For instance, if you have 30 EUR and 50 USD in repayments, the 30 EUR will be invested in EUR loans and the 50 USD in USD loans.

  • Investment Thresholds: You can set upper limits for reinvestments. This helps determine the maximum amount to automatically reinvest from your Trine account each month. The default amount is currently set at 5,000, but please feel free to adjust it to a more suitable amount for your investment goals.

  • No Loan, No Issue: If no appropriate loan is available matching your criteria, your funds remain securely in your Trine account.

  • Effortless Withdrawals: Opt for automatic withdrawals to effortlessly transfer repayments to your bank. Please note that with automatic withdrawals, any funds you have in your Trine account, whether in USD or euros, will be withdrawn on the first day of each month.

  • Exclusive Use: Monthly investments and automatic withdrawals cannot be used simultaneously. Opt for the feature that aligns best with your investment strategy.

How to Update Your Settings:

  • Access Portfolio Settings: Go to your portfolio settings to adjust or update your investment and repayment handling preferences.

  • Modify Details: To make changes to your monthly investment, select a new amount and save the changes.

  • Stop Investments: To discontinue monthly investments or automatic reinvestments, simply click the 'Cancel Monthly Investments' button; alternatively, choose "Disable" for repayment handling.

Should you have any further queries, feel free to reach out to us at hello@trine.com. Dive into these exciting features and elevate your investment strategy with unparalleled ease and automation!

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