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What is the First Investment Guarantee?
What is the First Investment Guarantee?

As a new Trine investor, your first investment is covered.

Liz Mwangi avatar
Written by Liz Mwangi
Updated over a week ago

We offer all new investors a First Investment Guarantee, allowing people to try out impact investing with Trine with reduced risk.

How does the guarantee work?

All new investors will get their first investment guaranteed up to €100. That means that you can learn about Trine and how easy it is to reduce environmental impact and improve people's lives while earning a profit on your capital, at a greatly reduced risk.

Your first investment up to the value of €100 will be protected in the case where the solar company is unable to repay and the loan has defaulted. For more information on what that means read about our debt recovery process.

What if I want to invest more than €100?

You’re free to invest any amount of money you’re comfortable with, but only the first €100 will be covered by the guarantee. Once you begin to receive repayments on your invested capital your guaranteed amount will decrease proportionally.

For example, if you invest €150 then the guarantee covers 66.67% of your initial investment. Once you receive your first payback the guarantee will decrease proportionally so that your guaranteed value of 66.67 % remains unchanged.

Does the guarantee cover any earned interest?

In short, no. The guarantee will only cover your invested capital. In the event that a borrower is unable to pay back the investment, the guarantee will kick in and we will cover your invested capital. But any future interest payments will be canceled.

Will the guarantee apply to my existing investment?

The guarantee will only apply to new, first-time investments that were made from 17th June 2020 inclusive.

When would the guarantee not apply?

The guarantee does not apply if there are any other guarantees provided. This is because only one form of investment protection can apply at once.

One other foreseeable scenario where we would be unable to honor the guarantee is if Trine ceased to function or exist as a company due to bankruptcy or insolvency.

This opportunity is provided in collaboration with Energy 4 Impact and funded with UK aid from the UK government.

Investing with Trine involves risk that can result in the loss of some or all of your investment and returns are not guaranteed. Never invest more than you can afford to lose. Trine AB ( 559003-1463) is a Swedish authorised payment institution under the supervision of The Swedish Financial Supervisory Authority (Finansinspektionen). Trine conducts payment services in accordance with the Payment Services Act (2010:751).

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