Making an impact is at the very foundation of what we do by offering investors the possibility to channel capital towards the off-grid sector. An investment that, compared to many traditional investments, has an incredible impact on the world. Another part is to decrease the risk of doing these kinds of investments. Lower risk is not only about making sure money is not lost, but also about opening up these kinds of investment opportunities for a larger group of people. To mitigate risk for our investors, Trine is offering the following types of investment protection:
Investment protection provided in collaboration with the U.S. International Development Finance Corporation (DFC)
Trine provides partial investment protection in collaboration with the U.S. International Development Finance Corporation (DFC). This means that in the case where a borrower is not able to repay their loan, you as an investor are guaranteed, subject to the terms and conditions of the DFC guarantee, to get back some of the amount you originally invested.
Investment protection provided by the DFC would cover 50% of outstanding losses of principal in the event that a borrower defaults on a loan. Trine must submit a claim request that needs to be approved by DFC in order for the guarantee to be executed. For further details, take a look at this article.
First investment guarantee
We offer all new investors a First Investment Guarantee, allowing people to try out impact investing with Trine with reduced risk. All new investors may get their first investment guaranteed up to €100, as long as no other guarantee applies to the loan you invest in. This is because only one guarantee can apply at once.
Investment protection in collaboration with Sida
Trine is able to provide investment protection in collaboration with the Swedish International Development Agency (SIDA). The investment protection protects initial investments made through Trine’s site. Sida would cover 60% of outstanding losses of principal in the event that a borrower defaults on a loan. In order for the guarantee to be executed, Trine must submit a claim request that needs to be approved by SIDA. Read more about the collaboration here.
Please note: only one guarantee can apply at once, this means that the first investment guarantee does not apply when a loan is subject to either the DFC or SIDA guarantee. Loans applicable for investment protection will show a box stating the specific guarantee on the right-hand side of the loan offer page.
Investing with Trine involves risk that can result in the loss of some or all of your investment and returns are not guaranteed. Never invest more than you can afford to lose. Trine AB (org.nr 559003-1463) is a Swedish authorised payment institution under the supervision of The Swedish Financial Supervisory Authority (Finansinspektionen). Trine conducts payment services in accordance with the Payment Services Act (2010:751).